:root {
  --navy: #0f2744;
  --navy-mid: #1a3a5c;
  --navy-light: #2a5080;
  --gold: #c9a227;
  --gold-light: #e8c547;
  --cream: #f8f6f1;
  --white: #ffffff;
  --ink: #1e293b;
  --muted: #64748b;
  --line: #e2e8f0;
  --shadow: 0 4px 24px rgba(15, 39, 68, 0.08);
  --radius: 12px;
  --font: 'DM Sans', system-ui, sans-serif;
  --font-display: 'Playfair Display', Georgia, serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--white);
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-light); text-decoration: none; }
a:hover { color: var(--gold); }

.container { width: min(1140px, 92vw); margin: 0 auto; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
  box-shadow: 0 1px 0 rgba(15,39,68,0.04);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 14px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
  text-decoration: none;
}
.brand:hover { color: var(--navy); }
.brand-mark {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  color: var(--gold-light);
  display: grid;
  place-items: center;
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.brand-text strong { font-size: 18px; letter-spacing: 0.04em; }
.brand-text small { font-size: 11px; color: var(--muted); letter-spacing: 0.08em; text-transform: uppercase; }

.main-nav {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-wrap: wrap;
}
.main-nav a {
  padding: 8px 12px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
}
.main-nav a:hover,
.main-nav a.active {
  background: var(--cream);
  color: var(--navy);
}
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--line);
  border-radius: 8px;
  width: 42px;
  height: 42px;
  font-size: 22px;
  color: var(--navy);
  cursor: pointer;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 15px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: transform .15s, box-shadow .15s, background .15s;
}
.btn:hover { transform: translateY(-1px); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-mid); color: #fff; box-shadow: var(--shadow); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-light); color: var(--navy); box-shadow: var(--shadow); }
.btn-outline {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.5);
}
.btn-outline:hover { border-color: #fff; color: #fff; }
.btn-sm { padding: 8px 16px; font-size: 13px; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 55%, #234a72 100%);
  color: #fff;
  padding: 72px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  right: -80px;
  top: -80px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,162,39,0.15), transparent 70%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 48px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.15;
  margin: 0 0 20px;
  font-weight: 700;
}
.hero-lead { font-size: 18px; opacity: 0.92; margin-bottom: 28px; max-width: 540px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 28px;
  backdrop-filter: blur(4px);
}
.hero-card h2 {
  margin: 0 0 16px;
  font-size: 15px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-light);
}
.hero-list { list-style: none; padding: 0; margin: 0; }
.hero-list li {
  padding: 8px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 15px;
}
.hero-list li:last-child { border-bottom: none; }
.hero-list i { color: var(--gold-light); }

/* Sections */
.section { padding: 64px 0; }
.section-alt { background: var(--cream); }
.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  color: var(--navy);
  margin: 0 0 12px;
}
.section-intro {
  color: var(--muted);
  max-width: 640px;
  margin: 0 0 36px;
  font-size: 17px;
}

/* Cards grid */
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 24px; }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
  transition: transform .2s, box-shadow .2s;
}
.card:hover { transform: translateY(-3px); box-shadow: 0 8px 32px rgba(15,39,68,0.12); }
.card-icon {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--cream), #fff);
  border: 1px solid var(--line);
  display: grid;
  place-items: center;
  font-size: 22px;
  color: var(--navy);
  margin-bottom: 16px;
}
.card h3 { margin: 0 0 10px; font-size: 18px; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: 15px; }

/* Page header */
.page-hero {
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  color: #fff;
  padding: 48px 0;
}
.page-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  margin: 0 0 8px;
}
.breadcrumb {
  font-size: 14px;
  opacity: 0.8;
  margin-bottom: 8px;
}
.breadcrumb a { color: var(--gold-light); }

/* Content */
.content-block { padding: 48px 0 64px; }
.prose { max-width: 760px; }
.prose h2, .prose h3 { color: var(--navy); margin-top: 1.6em; }
.prose ul { padding-left: 1.2em; }
.prose li { margin-bottom: 0.4em; }

.two-col {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 40px;
  align-items: start;
}
.sidebar-box {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  position: sticky;
  top: 90px;
}
.sidebar-box h3 { margin: 0 0 12px; font-size: 16px; color: var(--navy); }
.sidebar-box p { margin: 0 0 8px; font-size: 14px; }
.sidebar-box a.btn { width: 100%; justify-content: center; margin-top: 12px; }

/* Pricing */
.price-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.price-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.price-card header {
  background: var(--navy);
  color: #fff;
  padding: 18px 24px;
  font-weight: 600;
  font-size: 17px;
}
.price-card ul {
  list-style: none;
  padding: 20px 24px;
  margin: 0;
}
.price-card li {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
  font-size: 14px;
}
.price-card li:last-child { border-bottom: none; }
.price-card .amount { font-weight: 700; color: var(--navy); white-space: nowrap; }
.price-note {
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: var(--radius);
  padding: 16px 20px;
  margin-bottom: 32px;
  font-size: 15px;
}

/* Contact */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
}
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
  margin-top: 32px;
}
.team-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  background: var(--white);
}
.team-card h3 { margin: 0 0 4px; font-size: 17px; color: var(--navy); }
.team-card .role { color: var(--gold); font-size: 13px; font-weight: 600; margin-bottom: 12px; }
.team-card p { margin: 4px 0; font-size: 14px; }

.form-field { margin-bottom: 18px; }
.form-field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; color: var(--ink); }
.form-field input,
.form-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font: inherit;
  background: #fff;
}
.form-field textarea { min-height: 140px; resize: vertical; }
.form-field .req { color: #dc2626; }
.form-hint { font-size: 12px; color: var(--muted); margin-top: 12px; }

/* Links list */
.link-list { list-style: none; padding: 0; margin: 0; }
.link-list li { border-bottom: 1px solid var(--line); }
.link-list a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 0;
  color: var(--ink);
  font-weight: 500;
}
.link-list a:hover { color: var(--navy-light); }
.link-list i { color: var(--gold); }

/* News */
.news-grid { display: grid; gap: 24px; }
.news-item {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 24px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  transition: box-shadow .2s;
}
.news-item:hover { box-shadow: var(--shadow); }
.news-item img { border-radius: 8px; object-fit: cover; height: 140px; width: 100%; }
.news-item h2 { margin: 0 0 8px; font-size: 20px; }
.news-item h2 a { color: var(--navy); }
.news-item p { margin: 0; color: var(--muted); }
.news-date { font-size: 13px; color: var(--muted); margin-bottom: 8px; }

.partner-logo {
  margin-top: 32px;
  padding: 24px;
  background: var(--cream);
  border-radius: var(--radius);
  display: inline-block;
}

/* CTA strip */
.cta-strip {
  background: var(--navy);
  color: #fff;
  padding: 48px 0;
  text-align: center;
}
.cta-strip h2 {
  font-family: var(--font-display);
  margin: 0 0 12px;
  font-size: 1.8rem;
}
.cta-strip p { opacity: 0.9; margin: 0 0 24px; }

/* Footer */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.85);
  padding-top: 48px;
}
.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 32px;
  padding-bottom: 40px;
}
.site-footer h3 {
  color: var(--gold-light);
  font-size: 15px;
  margin: 0 0 14px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.site-footer a { color: rgba(255,255,255,0.9); }
.site-footer a:hover { color: var(--gold-light); }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 8px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 18px 0;
  font-size: 13px;
}
.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-note { opacity: 0.6; }

/* Responsive */
@media (max-width: 900px) {
  .nav-toggle { display: grid; place-items: center; }
  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    flex-direction: column;
    padding: 16px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
  }
  .main-nav.open { display: flex; }
  .header-inner { position: relative; flex-wrap: wrap; }
  .hero-grid, .two-col, .contact-grid { grid-template-columns: 1fr; }
  .news-item { grid-template-columns: 1fr; }
  .sidebar-box { position: static; }
}